Senior Credit Analyst Jobs in South Africa

This is a senior credit analysis role for someone who can read a business’s finances, judge the value of its assets and help structure deals that are both profitable and sound. The role is based in Melrose Estate, Johannesburg, with a specialist provider of commercial finance as the client.

About the company and the work

The role is advertised through The Recruitment Pig, a South African recruitment business, for a client that specialises in commercial finance. The senior credit analyst reviews client financial information every day, assesses deals across sectors such as mining, aviation and construction, and writes clear credit reports for management.

It is a permanent, intermediate-level position, with responsibility for guiding junior analysts as well as handling complex cases.

Role details and duties

• Review client financial statements, cash flows and management accounts daily.
• Assess commercial deals in mining, aviation, construction and related sectors.
• Determine physical asset values and financial recovery prospects.
• Help structure profitable deals with the correct terms and rates.
• Write clear credit reports for management.
• Review and guide the work of junior analysts.
• Keep credit records updated on the CRM system.

Requirements

Only the requirements stated in the original listing are summarised here:

• A relevant degree or diploma in Finance, Accounting or Economics.
• Five years of solid experience in commercial credit analysis.
• A good background in asset finance.
• A strong understanding of debt schedules and financial ratios.
• Good computer skills, including Microsoft Excel and CRM systems.
• A positive attitude, a willingness to learn, and a reliable, supportive team-player approach.

Where to find and apply safely

Apply only through the original CareerJunction listing, using the Apply button on this page. Do not pay any fee to apply, and be cautious of anyone who asks for money or personal documents outside the official route.

Practical tips

• Show commercial credit cases you have assessed, including the sectors and deal sizes involved.
• Be ready to walk through a financial statement, a debt schedule and key ratios in plain language.
• Highlight asset finance experience and any experience reviewing or mentoring junior analysts.
• Show that your credit reports are clear, well-structured and decision-ready.

How the process works

Read the full original listing, then apply through the original link with a CV that sets out your qualification, your five years of commercial credit experience and your asset finance background. If you are shortlisted, the recruiter or employer will contact you through the official application channel.

Important information

This page is informational only and does not guarantee a job, an interview or any salary. The salary shown is the range stated in the original listing, from R55,000 to R65,000 per month, based on qualifications, skills and experience. Confirm the final terms in the original advert before you apply.

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