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Yes even if you’re blacklisted or not working, you can still get a loan. Use our calculators to work out how much you qualify for, estimate your monthly repayments or see how changes in term, interest rates, missed and early payments affects your current loan. But first i would suggest you to read advantages and disadvantages of bank loan below before taking a loan otherwise you can just jump to our loan calculator.

Advantages And Disadvantages Of Bank Loan


  1. 6 Tips To Get Your First Personal Loan
  2. 7 Tips to improve your chances of getting a loan

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Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.


This online calculator provides an indication only. You use this online calculator at your own discretion. gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculation provided through the use of this calculator and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and use of this calculator. We do not warrant the integrity and security of this calculator or that it is free of errors, corruption, viruses, interception or interference. You can apply for a minimum loan amount of $1 000 to a maximum loan amount of R$100 000. Our service fee is free for all loans and our once-off initiation fees range . Our loan repayment terms range from a minimum of 12 months to a maximum of 84 months. Our interest rates are personalised up to a maximum of prime plus 17.5% as per the NCA regulation. The Annual Percentage Rate (APR) for your personal loan is a maximum of prime plus 17.5% as per the NCA regulation.

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